Title I, SEC. 1133. HIGHER COST SHARING. The higher cost sharing schedule referred to in section 1131 that is offered by a health plan (1) shall have an annual individual general deductible of $200 and an annual family general deductible of $400 that apply with respect to expenses incurred for all items and services in the comprehensive benefit package except (A) an item or service with respect to which a separate individual deductible applies under paragraph (2), (3), or (4); or (B) an item or service described in paragraph (5), (6), or (7) with respect to which a deductible does not apply; (2) shall require an individual to incur expenses during each episode of inpatient and residential mental health and substance abuse treatment (described in section 1115) equal to the cost of one day of such treatment before the plan provides benefits for such treatment to the individual; (3) shall require an individual to incur expenses in a year for outpatient prescription drugs and biologicals (described in section 1122) equal to $250 before the plan provides benefits for such items to the individual; (4) shall require an individual to incur expenses in a year for dental care described in section 1126, except the items and services for prevention and diagnosis of dental disease described in section 1126(a)(2), equal to $50 before the plan provides benefits for such care to the individual; (5) may not require any deductible for clinical preventive services (described in section 1114); (6) may not require any deductible for clinician visits and associated services related to prenatal care or 1 post-partum visit under section 1116; (7) may not require any deductible for the items and services for prevention and diagnosis of dental disease described in section 1126(a)(2); (8) shall have (A) an annual individual out-of-pocket limit on cost sharing of $1500; and (B) an annual family out-of-pocket limit on cost sharing of $3000; (9) shall prohibit payment of any copayment; and (10) subject to section 1152, shall require payment of the coinsurance for an item or service (if any) that is specified for the item or service in the table under section 1135.