Title IV, SEC. 4011. ENROLLMENT AND TERMINATION OF ENROLLMENT. (a) Uniform Open Enrollment Periods. (1) For capitated plans. The first sentence of section 1876(c)(3)(A)(i) (42 U.S.C. 1395mm(c)(3)(A)(i)) is amended by inserting ``(which may be specified by the Secretary)'' after ``open enrollment period''. (2) For medigap plans. Section 1882(s) (42 U.S.C. 1395ss(s)) is amended (A) in paragraph (3), by striking ``paragraphs (1) and (2)'' and inserting ``paragraph (1), (2), or (3)'', (B) by redesignating paragraph (3) as paragraph (4), and (C) by inserting after paragraph (2) the following new paragraph: ``(3) Each issuer of a medicare supplemental policy shall have an open enrollment period (which may be specified by the Secretary), of at least 30 days duration every year, during which the issuer may not deny or condition the issuance or effectiveness of a medicare supplemental policy, or discriminate in the pricing of the policy, because of age, health status, claims experience, receipt of health care, or medical condition. The policy may not provide any time period applicable to pre-existing conditions, waiting periods, elimination periods, and probationary periods (except as provided by paragraph (2)(B)). The Secretary may require enrollment through a third party.''. (b) Enrollments for New Medicare Beneficiaries and Those Who Move. Section 1876(c)(3)(A) (42 U.S.C. 1395mm(c)(3)(A)) is amended (1) in clause (i), by striking ``clause (ii)'' and inserting ``clauses (ii) through (iv)'', and (2) by adding at the end the following: ``(iii) Each eligible organization shall have an open enrollment period for each individual eligible to enroll under subsection (d) during any enrollment period specified by section 1837 that applies to that individual. Enrollment under this clause shall be effective as specified by section 1838. ``(iv) Each eligible organization shall have an open enrollment period for each individual eligible to enroll under subsection (d) who has previously resided outside the geographic area which the organization serves. The enrollment period shall begin with the beginning of the month that precedes the month in which the individual becomes a resident of that geographic area and shall end at the end of the following month. Enrollment under this clause shall be effective as of the first of the month following the month in which the individual enrolls.''. (c) Enrollment Through Third Party; Uniform Termination of Enrollment. The first sentence of section 1876(c)(3)(B) (42 U.S.C. 1395mm(c)(3)(B)) is amended (1) by inserting ``(including enrollment through a third party)'' after ``regulations'', and (2) by striking everything after ``with the eligible organization'' and inserting ``during an annual period as prescribed by the Secretary, and as specified by the Secretary in the case of financial insolvency of the organization, if the individual moves from the geographic area served by the organization, or in other special circumstances that the Secretary may prescribe.''. (d) Effective Date. The amendments made by the previous subsections apply to enrollments and terminations of enrollments occurring after 1995 (but only after the Secretary of Health and Human Services has prescribed the relevant annual period), except that the amendments made by subsection (a)(2) apply to enrollments for a medicare supplemental policy made after 1995.