Title XI, SEC. 11003. REQUIREMENTS RELATING TO PRESERVING CURRENT COVERAGE. (a) Prohibition of Termination. (1) Group health insurance plans. Each health insurer that provides a group health insurance plan may not terminate (or fail to renew) coverage for any covered employee if the employer of the employee continues the plan, except in the case of (A) nonpayment of required premiums, (B) fraud, or (C) misrepresentation of a material fact relating to an application for coverage or claim for benefits. (2) Individual health insurance plans. Each health insurer that provides coverage to a covered individual under an individual health insurance plan may not terminate (or fail to renew) coverage for such individual (or a covered dependent), except in the case of (A) nonpayment of required premiums, (B) fraud, or (C) misrepresentation of a material fact relating to an application for coverage or claim for benefits. (2) Effective date of title. (A) In general. This subsection shall take effect on the effective date of this title and shall apply to coverage on or after such date. (B) Definition. Except as otherwise provided, in this title the term ``effective date of this title'' means the date of the enactment of this Act. (b) Acceptance of New Members in a Group Health Insurance Plan. (1) In general. In the case of a health insurer that provides a group health insurance plan that is in effect on the effective date of this title, the insurer is required (A) to accept all individuals, and their eligible dependents, who become full-time employees (as defined in section 1901(b)(2)(C)) of an employer covered after such effective date; (B) to establish and apply premium rates that are consistent with section 11004(b); and (C) to limit the application of pre-existing condition restrictions in accordance with section 11005. (2) Consistent application of rules relating to dependents and waiting periods. In this subsection, the term ``eligible dependent'', with respect to a group health insurance plan, has the meaning provided under the plan as of the date of introduction of the Health Security Act or, in the case of a plan not established as of such date, as of the date of establishment of the plan.