INATE FROM THE WHITE HOUSE. THIS CHART, COMPARING THE VARIOUS HEALTH-CARE RE- FORM PLANS DEVELOPING IN CONGRESS, IS FROM THE AMERICAN ASSOCIATION OF RETIRED PERSONS (AARP). NEITHER THE WHITE HOUSE NOR I MAKE ANY ENDORSEMENT AS TO THE ACCURACY OF THE INFORMATION. -- Steve Freedkin , LIST.-HEALTHPLAN Manager [The chart below is 77 spaces wide.] HEALTH-CARE REFORM: PLENTY OF ALTERNATIVES [Excerpted from the _AARP Bulletin_, Vol. 34 No. 11, December 1993. Articles giving AARP's position and its political analysis have been posted to the list HEALTHRE. To subscribe write to LISTSERV@KUCC.UKY.EDU with the following as the first line of the message: sub healthre your_name] SPONSOR CHAFEE CLINTON COOPER/BREAUX GRAMM McDERMOTT, M.D. MICHEL --> (Sen. GOP) (Admin.) (Canadian model) (Hs.GOP) -------------------------------------------------------------------------------- COVER- Employers All employ- Individuals Employers Universal Employers AGE must offer ers must pay; they're must offer coverage must of- but needn't offer & pay not required but needn't from start- for but pay; every- 80% Every- to buy in- pay for up for all needn't one must one must surance. insurance. Americans. pay for buy ins. have cover- Individuals ins. In- Universal age. Uni- are not dividuals by 2000. versal by required not req'd 1998. to buy ins. to buy. BENE- Choose bet. Standard Nat'l health No standard Standard ben- Medical FITS standard benefits board rec- package. efits (doctr, IRAs pay; (doctor, (doctor, ommends std. Med. IRAs hosp, drug, no specif- hosp, drug, hosp, drug, package for pay catas- prevention, ied bene- preventive) preventive, Congress to trophic > mental hlth); fit packg or catas- mentl hlth) vote up/down $3000/yr details set trophic by natl board LONG No Some home- No No Nursing home, No TERM and commu- home- & com- CARE nity-based munity-based FINANC- Individuals Employers Individuals Individuals Govt pays via Individuals ING pay; low- pay 80%; pay; low- pay entire taxes on em- pay entire income sub- employees income sub- premium ployers/ees premium sidies 20%; low- sidies & tobacco inc. subs. COST Market for- Caps on in- Market for- Market for- Natl health Market for- CON- ces. Cut sur. prem- ces. Mal- ces. Cut budget. Lim- ces. Mal- TROLS Medicar/aid iums, sub- pract. caps. Medicar/aid its on pro- pract. caps. growth.Mal- sidies. Re- Administra- growth. Ad- vider rates. Administra- pract.caps. duced Med- tive reform. min.reform. Administra- tive reform. Administra- care/aid tive reform. tive reform spending. Administra- ive reform. IMPACT No drug or Remains for More preven- No new Eliminates No drug or ON other new now. Adds tive;no drug benefits. Medicare; ev- other new MEDI- benefits. drug cover- coverage. eryone goes benefits. CARE Higher in- age. Higher Higher in- into nat'l Higher in- come pay income pay come pay system. come pay more. more. more. more. STRUC- Small em- Purchasing Purchasing Small em- Federal stan- Small em- TURE ployers may groups re- groups re- ployers may dards; states ployers may form grups quired ex- required ex- form groups administer form groups to buy ins. cept for cept for big to buy ins. program. to buy ins. big firms. firms. Fed guide- lines;states administer. ----------------------------------------------------------------------------------