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SriRangaSri List Archive: Message 00000 Apr 2005

 
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Dear Bhagavatas:
Though the subject does not belong to the mission statement of "Sri Ranga 
Sri", it has been received from Sri R. Rajagopalan Swami (Eyetex) who is a 
member of the Board of Advisory Consultants of SDDS and SRS and is well 
intentioned to guard 
your interests. Please read through the same and caution your friends also.
Moderator
======================================================

>From: RR <rr@xxxxxxxxxx>
>Reply-To: andavan@xxxxxxxxxxxxxxx
>To: andavan@xxxxxxxxxxxxxxx
>CC: r_sv@xxxxxxxxx
>Subject: [andavan] FW: Tips for credit card use./ BEWARE
>Date: Thu, 31 Mar 2005 07:30:43 -0600
R Rajagopal
New 76 Old 82 Dr.Ranga Road
Mylapore, Chennai 600004
India
Ph 91 44 2499 6561 - (H)
Ph 91 44 5210 7529 - (H)
Ph 91 44 2249 1971 - (Factory)
Mobile 91 94440 57848



--------- Original Message --------
From: "Dhanasekaran, Radhakrish S.R." <sdhanase@xxxxxxxx>
To: "Ram Kumar G" <grkonweb@xxxxxxxxx>, "ram@xxxxxxxxxxxxx" 
<ram@xxxxxxxxxxxxx>, "ravi@xxxxxxxxxxxxx" <ravi@xxxxxxxxxxxxx>, "Ravi, 
Mallika ." <rmallika@xxxxxxxx>, "rr@xxxxxxxxxx" <rr@xxxxxxxxxx>, 
"Suresh@xxxxxxxxxxxxx" <Suresh@xxxxxxxxxxxxx>, "Suresh Nimbalkar" 
<sbnimbalkar@xxxxxxxxxxx>, "raj sekar pillai" 
<rajsekarpillai@xxxxxxxxxxxxxx>
Subject: FW: Tips for credit card use./ BEWARE
Date: 30/03/05 17:09


Someone sent me this and it sounds so true.



SCENE 1

A friend went to the local gym and placed his belongings in the locker.

After the workout and a shower, he came out, saw the locker open, and 
thought to himself, "Funny, I thought I locked the locker. Hmmmmm."

He dressed and just flipped the wallet to make sure all was in order. 
Everything looked okay -- all cards were in place.

A few weeks later his credit card bill came -- a whopping bill of $14,000!  
He called the credit card company and started yelling at them, saying that 
he did not make the transactions. Customer care personnel verified that 
there was no mistake in the system and asked if his card had been stolen.

"No," he said, but then took out his wallet, pulled out the credit card, and 
yep - you guessed it -- a switch had been made. An expired similar credit 
card from the same bank was in the wallet.  The thief broke into his locker 
at the gym and switched cards.

Verdict: The credit card issuer said since he did not report the card 
missing earlier, he would have to pay the amount owed to them.  How much did 
he have to pay for items he did not buy? $9,000!

Why were there no calls made to verify the amount swiped?   Small amounts 
rarely trigger a "warning bell" with some credit card companies. It just so 
happens that all the small amounts added up to big one!

SCENE 2

A man at a local restaurant paid for his meal with his credit card. The bill 
for the meal came, he signed it, and the waitress folded the receipt and 
passed the credit card along.  Usually, he would just take it and place it 
in his wallet or pocket. This time though, he actually took a look at the 
card and, lo and behold, it was the expired card of another person.

He called the waitress and she looked perplexed.  She took it back, 
apologized, and hurried back to the counter under the watchful eye of the 
man.  All the waitress did while walking to the counter was wave the wrong 
expired card to the counter cashier, and the counter cashier immediately 
looked down and took out the real card.  No exchange of words nothing!  She 
took it and came back to the man with an apology.

Verdict: Make sure the credit cards in your wallet at yours.   Check the 
name on the card every time you sign for something and/or the card is taken 
away for even a short period of time. Many people just take back the credit 
card without even looking at it, thinking that it has to be theirs.

FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD EACH TIME 
IT IS RETURNED TO YOU AFTER A TRANSACTION!

SCENE 3

Yesterday I went into a pizza restaurant to pick up an order that I had 
called in. I paid by using my Visa Check Card which, of course, is linked 
directly to my checking account.  The young man behind the counter took my 
card, swiped it, then laid it flat on the counter as he waited for the 
approval, which is pretty standard procedure.

While he waited, he picked up his cell phone and started dialing. I noticed 
the phone because it is the same model I have, but nothing seemed out of the 
ordinary. Then I heard a click that sounded like my phone sounds when I take 
a picture.

He gave me my card but kept the phone in his hand as if he was still 
pressing buttons.  Meanwhile, I'm thinking: I wonder what he is taking a 
picture of. It then dawned on me: the only thing there was was my credit 
card, so now I'm paying close attention to what he is doing.  He set his 
phone on the counter, leaving it open. About five seconds later, I heard the 
chime that tells you that the picture has been saved.  Now I'm standing 
there struggling with the fact that this boy just took a picture of my 
credit card. Yes, he played it well, because had we not had the same kind of 
phone, I probably would never have known what happened.  Needless to say, I 
immediately canceled that card as I was walking out of the pizza parlor.

All I am saying is, be aware of your surroundings at all times.  Whenever 
you are using your credit cards, take caution and don't be careless. Notice 
who is standing near you and what they are doing when you use your card.  Be 
aware of phones because many have a camera phone these days.  When you are 
in a restaurant and the waiter/waitress brings your card and receipt for you 
to sign, make sure you scratch the number off.

Some restaurants are using only the last four digits, but a lot of them are 
still putting the whole number on the receipt.  I have already been a victim 
of credit card fraud and believe me, it is not fun.  The truth is that they 
can get you even when you are careful, but don't make it easy for them.

FORWARD THIS TO AS MANY PEOPLE AS YOU CAN THINK OF. LET'S GET THE WORD OUT!







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